Visa Secured

Ignite your financial future with a Visa® Secured Credit Card

A healthy credit score is a key to a successful financial future. Your credit score helps financial institutions approve you for things like auto and mortgage loans, and it helps determine your interest rate. A lower interest rate means you save more money over the life of the loan. 

If you're looking for a safe way to build or rebuild your credit score, our Visa® Secured Credit Card is a great option for you. The Collins Visa® Secured Credit Card is a variable rate credit card that allows you to start building a solid credit score with responsible use. Plus, this card gives you peace of mind knowing that your credit is secured by a deposit in a deposit account.

Here's How it Works

1. Apply For a Collins Community Credit Union Visa® Secured Credit Card - Credit is secured by a deposit in a deposit account.
2. Use Your Card Responsibly - Be sure to pay your bill on time, and pay your balance in full each month by the due date to avoid interest charges. 
3. Build Your Credit History - Using credit wisely can help you build a solid credit score.