Published on Feb 03, 2021
Why should you care about your credit score? A good credit score is critical if you need to borrow money for an auto loan, mortgage, or any other reason. The higher the credit score, the easier the loan approval process. Not only does your score impact if you get the loan, but it also can affect the terms of the loan, such as the interest rate or down payment.
Published on Jan 26, 2021
If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer money for the purchase. It’s also a different step in the process from a home inspection, which assesses the condition of the home before you finalize the transaction.
Published on Dec 28, 2020
Most of us have room for improvement when it comes to our financial health, regardless of income, education, or amount of debt. The end of the year and the beginning of a new one is the perfect time to take some time to reflect on your financial situation.
Published on Dec 02, 2020
If 2020 taught us anything, it is to prepare for the unexpected. Taking steps to protect your financial well being now will make it easier to cope when the unthinkable happens. An illness, job loss, or natural disaster can change things on a dime. Having an emergency fund will make those tough times a bit easier to navigate.
Published on Nov 02, 2020
The millennial generation is the largest generation in United States history. According to the US Census Bureau, millennials born between 1982 and 2000 now number 83.1 million and represent more than one-quarter of the nation’s population. This size exceeds that of baby boomers, which totals 75.4 million.
Published on Oct 07, 2020
On Sunday, October 11, all Collins Community Credit Union ATMs will go offline for a system update from 4:00 a.m. – 12:00 p.m.